Each year, when a new line of Mercedes-Benz sedans, coupes, sports cars, SUVs, and station wagons arrives at Mercedes-Benz of Jackson, our sales and finance departments stay busy helping car buyers with their purchases. Mercedes-Benz is one of the most popular luxury car brands among drivers in Jackson, and the most common way to get financing is through a loan or signing a lease.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Finance A New Mercedes-Benz In Ridgeland

Before you drive away in a new Mercedes-Benz, members of the Mercedes-Benz of Jackson finance center will help you close the transaction. Our finance team will handle the wire transfer if you have sufficient cash to pay the negotiated sales price. Most of our customers, however, choose to either lease their new Mercedes-Benz or take out a loan. Let's go through what each option offers so you can decide which suits your budget, lifestyle, and financial objectives.

Paying for Your Mercedes-Benz with an Auto Loan

A car loan is a secured debt instrument that you can use to finance the purchase of a Mercedes-Benz. Whether the model you are interested in is new, used, or pre-owned certified, the loan will be secured by the car, which means the lender can take possession of the car if you default. Automotive loans are typically offered by banks, credit unions, and special institutions such as Mercedes-Benz Financial Services.

To qualify for a car loan, you must go through the application process, which consists of evaluating your income, assets, and credit history. Lenders use this information to determine your eligibility for the loan and the interest rate that will be charged. The loan amount is based on the negotiated price, the down payment you can bring to closing, and the terms the lender offers.

Generally, automotive loans are amortized so that you can make monthly payments until the loan is repaid in full and the lender comes off the car title. The monthly payment will include the principal amount of the loan, the interest, and any applicable fees you agree to when signing the loan agreement and note.

Leasing Your Mercedes-Benz

When you sign a lease contract, you are not financing the vehicle; instead, you are paying for the right to drive and use a new or pre-owned certified Mercedes-Benz. To a certain extent, this acquisition arrangement is similar to renting a car, but a set term typically lasts between 24 to 60 months. There are also mileage and maintenance provisions in each lease agreement.

Similar to the purchase price, the value of a Mercedes-Benz lease contract can be negotiated to a certain extent, and a monthly payment schedule is figured out. These agreements can also feature down payments and fees unique to leasing contracts. At the end of the term, and sometimes before the end, an option to purchase the car outright becomes available.

Is Leasing Better Than Borrowing?

In comparison to other automotive brands, Mercedes-Benz gets more interest from drivers who prefer leasing, and this trend is all about lower monthly payments. In essence, leasing lets you get "more car" for lower payments than most car loans. Even without a considerable down payment, the monthly amounts due will be lower for Mercedes-Benz lease contracts.

Drivers who prefer auto loans are more likely to focus on the end of the term when the car is paid off and the lender comes off the title. When taking out a loan for a Mercedes-Benz, there is an implication for future owners that lease contracts do not offer unless drivers decide to keep the car down the line.

Visit Mercedes-Benz of Jackson Today!

Whether you're in Ridgeland or Madison, contact Mercedes-Benz of Jackson in Jackson today and get in touch with our finance center. Be sure to check out our service and parts center to learn more.

Base MSRP excludes transportation and handling charges, destination charges, taxes, title, registration, preparation and documentary fees, tags, labor and installation charges, insurance, and optional equipment, products, packages and accessories. Options, model availability and actual dealer price may vary. See dealer for details, costs and terms.

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